SERVICES
Strivent Financial provides expert advice, in person or virtually (video conference), on every aspect of your financial life. We meet you where you are and proactively guide you through a customized process that is developed to produce significant results based on your own unique goals and situation. At Strivent Financial, we feel that warm and friendly communication along with effective methods for implementation are important to helping you reach and exceed your goals.
Comprehensive Financial Planning
- Emergency Funding
- Credit Review
- Cash Flow & Budgeting
- Spending Plan
- Debt Management
- Saving Strategy
- Income Sources
- Rent vs. Buy Analysis
- Mortgage Review
- Evaluate Time Horizon
- Determine Risk Tolerance
- Portfolio Review
- Personalized Investment Policy Statement
- Asset Allocation
- Concentrated Stock Strategies
- Monitor Investments Held Outside the Firm
- Account Consolidation
- Withdrawal Strategies
- Deductions & Credits
- Tax Mitigation Strategies
- Review of Cost Basis
- Tax Loss Harvesting
- Leverage Capital Gains
- Tax Loss Carryforwards
- Roth Conversion Strategies
- Employer Benefits (HSA, FSA, DCA)
- Charitable Giving
- Business Planning
- Review of Existing Policies
- Health Insurance
- Personal Liability Insurance
- Homeowner’s or Renter’s Insurance
- Disability Insurance
- Life Insurance Needs
- Long Term Care Insurance
- IRA Contributions & Conversions
- Employer Retirement Plans (401k, etc.)
- Retirement Goal Setting
- Retirement Income Analysis
- Social Security and Medicare Optimization
- Required Minimum Distribution (RMD) & Withdrawal Strategies
- Self-Employed Retirement Plans
- Create Estate Planning Roadmap
- Wills
- Guardians for Minor Children
- Trusts
- Power of Attorney
- Healthcare Proxy
- Living Will
- Estate Taxes
- Irrevocable Life Insurance Trusts
- Charitable Trusts
- Family Legacy Meeting
- Gifting
- Financial Literacy for Children
- Education Planning
- UGMA/UTMA
- College savings & 529 Plans
- Roth IRAs for Children
- Caring for Elderly
- Customized Client Communication Strategy
- Collaboration with your attorneys, accountants, and other professionals
- Secure, online document storage for ease of access and disaster recovery
- Loss of a spouse services
- Divorce services
Three Flexible Service Models to Meet Your Needs
We only recommend our services when it’s clear that we can provide significant value.
Projects start at $500, depending on the complexity and scope of the project. Please call to discuss and we will provide you with a quote.
- This is a great service model for when you have a specific issue that you would like some help with or just want to have an advisor review what you’re currently doing. We will confirm that the project is aligned with your overall goals and values.
Initial upfront fee of $500-$3,000 and ongoing monthly subscription fee ranging from $333 - $625 per month, based on complexity.
- This service model works well for those that have ongoing planning and investment needs, but haven’t accumulated a lot of assets yet. The planning at this stage lays a solid foundation for more advanced planning in the years to come.
The fee is based on assets under management (AUM) starting at 1% a year for assets between $500k-$1 million and scales down as assets go up.
- When your investments get to this level, your life tends to be more complex, which requires broader and deeper planning. An efficient and transparent way to handle the fee is to pay it directly from your investment accounts on a quarterly basis.
Strivent Financial
27201 Puerta Real
Suite 300
Mission Viejo, CA 92691
(800) 893-6783
[email protected]
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